Start Taking Payments with
0% FEES
Kick off your business with the lowest rate in the market.*
*Offer valid for new Lopay users. 0% transaction fees apply to the first $1,000 in processed payments. Standard 1.99% + $0.10 per transaction applies thereafter.
EARN MORE, PAYING LESS
The lowest fees in the market
Cut costs, not corners! Switch to Lopay to get the lowest transaction fees, starting at just 1.99%
1.99%*
2.29*
2.6%*
2.6%*
2.6%*
2.65%*
2.29% - 2.65%
OTHER SOLUTIONS
Accept payments like the world's leading brands
50% OFF
Special Deal for new customers.50% OFF
Special Deal for new customers.Stripe Card Reader
Your compact, bluetooth wireless solution for fast and secure payments. Pairs with the Lopay app on your smartphone or tablet.JUST FOR
$49$24
Excellent
Simple and cheap to use
This is the cheapest, most reliable card reader Ive had to date...
Unparalleled customer service
Excellent clear instructions on how to set up an account and excellent customer support.
Love my Lopay app
Love my lopay app, so easy to use, quick payouts, reasonable usage rates...
FREE*
Tap to Pay
Turn your smartphone into a card reader for quick in-person payments.
*Transaction fees apply + 5¢.
Instant access to your MONEY
Your earnings are available 24/7,
whether it is a weekend or a holiday.
whether it is a weekend or a holiday.
Testimonial
Business Terminal
Supercharge your business with our sleek and intuitive touch-screen device.
FOR JUST
$299.99
GET $1,000
IN TRANSACTIONS WITH ZERO FEES
ALL YOURS WHEN YOU START TRANSACTING WITH LOPAY!
Celebrated for innovation: Technology you can count on
Doubts? Check out our FAQs
Does Lopay use Stripe for payment processing?
Yes! Lopay is backed by Stripe, one of the world's most trusted payment processors. This means you get the reliability, security, and speed of a global payment network while enjoying Lopay’s ultra-low fees and business-friendly features.
What type of payment device can I get with Lopay?
Lopay offers multiple ways to take payments:
- ✅ Tap to Pay: Accept contactless payments directly on your phone.
- ✅ M2 Bluetooth Card Reader: A compact, portable reader for chip and contactless payments.
- ✅ Business Terminal: A standalone POS device for fast, professional transactions.
Choose the option that best fits your business needs!
Is the Lopay app free?
Yes, the Lopay app is completely free to download, and there are no contracts, commitments, or monthly fees when you sign up.
What is the transaction fee for Lopay?
The Lopay Essential account charges 1.99% + 10¢ per transaction—the lowest on the market! However, you can get zero fees on transactions by using your Lopay Expense & Rewards Card.
Does Lopay work for all types of businesses?
Absolutely! Whether you're a freelancer, a small business owner, or run a larger operation, Lopay provides flexible payment solutions to fit your needs.
How quickly can I access my funds after a transaction?
Lopay provides instant access to your earnings with the Lopay Expense & and Rewards Card so you can get paid without delays. No waiting for bank transfers; your money is available right away!
Does Lopay support tipping?
Definitely! You can enable tipping in the Lopay app, allowing customers to add a gratuity when they pay.
Can I accept payments without a card reader or terminal?
Yes! Lopay offers different ways to get paid without a physical device:
- ✅ Payment Links, Subscription Links, and QR codes: Easily accept remote or recurring payments.
- ✅ Cash payments: Calculate change and record transactions in your Lopay account, with no fees on cash payments.
What is the Lopay Expense & Rewards Card?
The Lopay Expense & Rewards Card gives you instant access to your earnings and lets you spend your funds anywhere Mastercard is accepted. There are no fees to use it, and you can earn cash back and rewards on your business purchases. It’s a smart way to manage expenses and keep your business spending in one place.
What are Lopay’s awards and recognitions all about?
Lopay has been recognized for its innovation and rapid growth by major industry organizations. We won Fintech Innovator of the Year and Most Impressive Growth at the 2022 UK Business Tech Awards. We’ve also been shortlisted for several other honors, proof that we’re building something small businesses truly love.
